Central Wisconsin

Plover, WI · 2 · Charter #66513 · www.mycwcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.6M
4th percentile
Members
3,610
10th percentile
Total loans
$31.1M
16th percentile
Total shares
$47.7M
7th percentile

Profitability

Return on assets
0.84%
37th percentile
Net interest margin
3.06%
20th percentile
Efficiency ratio
63.92%
47th percentile
Non-interest income ratio
12.43%
27th percentile

Capital & Risk

Net worth ratio
10.25%
26th percentile
Delinquency rate
0.22%
85th percentile
Net charge-off rate
0.13%
78th percentile
Loan-to-share
65.10%
45th percentile

Growth

Member growth YoY
-2.46%
29th percentile
Asset growth YoY
7.35%
77th percentile
Loan growth YoY
2.98%
59th percentile
Share growth YoY
7.51%
79th percentile

Operations

Members / branch
1,805
16th percentile
Assets / member
$14,844
54th percentile
Field of membership penetration
1.44%
22th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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