Primetrust Financial

MUNCIE, IN · 1 · Charter #489 · www.primetrustcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$257.2M
3th percentile
Members
18,597
19th percentile
Total loans
$196.1M
18th percentile
Total shares
$226.8M
5th percentile

Profitability

Return on assets
1.51%
82th percentile
Net interest margin
4.27%
90th percentile
Efficiency ratio
63.62%
30th percentile
Non-interest income ratio
26.02%
84th percentile

Capital & Risk

Net worth ratio
10.12%
37th percentile
Delinquency rate
0.35%
83th percentile
Net charge-off rate
0.40%
51th percentile
Loan-to-share
86.43%
65th percentile

Growth

Member growth YoY
3.47%
80th percentile
Asset growth YoY
7.80%
72th percentile
Loan growth YoY
17.32%
94th percentile
Share growth YoY
6.44%
67th percentile

Operations

Members / branch
4,649
51th percentile
Assets / member
$13,831
28th percentile
Field of membership penetration
15.89%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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