I.B.E.W. Lu 66

PASADENA, TX · 1 · Charter #20469 · www.MyCU66.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.2M
45th percentile
Members
1,524
53th percentile
Total loans
$8.7M
60th percentile
Total shares
$9.4M
46th percentile

Profitability

Return on assets
1.53%
79th percentile
Net interest margin
4.96%
82th percentile
Efficiency ratio
71.17%
41th percentile
Non-interest income ratio
14.52%
67th percentile

Capital & Risk

Net worth ratio
13.95%
44th percentile
Delinquency rate
0.63%
53th percentile
Net charge-off rate
1.19%
13th percentile
Loan-to-share
92.05%
89th percentile

Growth

Member growth YoY
8.62%
96th percentile
Asset growth YoY
1.90%
55th percentile
Loan growth YoY
-2.99%
50th percentile
Share growth YoY
3.07%
65th percentile

Operations

Members / branch
1,524
65th percentile
Assets / member
$7,337
33th percentile
Field of membership penetration
23.45%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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