IBEW 317

HUNTINGTON, WV · 1 · Charter #14030 · www.ibew317fcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.1M
76th percentile
Members
1,996
66th percentile
Total loans
$12.6M
73th percentile
Total shares
$25.9M
78th percentile

Profitability

Return on assets
0.80%
50th percentile
Net interest margin
2.37%
7th percentile
Efficiency ratio
39.81%
92th percentile
Non-interest income ratio
1.63%
17th percentile

Capital & Risk

Net worth ratio
10.93%
22th percentile
Delinquency rate
3.72%
11th percentile
Net charge-off rate
-0.54%
99th percentile
Loan-to-share
48.41%
32th percentile

Growth

Member growth YoY
47.20%
99th percentile
Asset growth YoY
-2.85%
25th percentile
Loan growth YoY
-2.78%
51th percentile
Share growth YoY
-4.05%
25th percentile

Operations

Members / branch
1,996
78th percentile
Assets / member
$14,597
84th percentile
Field of membership penetration
79.84%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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