Omega

Wexford, PA · 1 · Charter #3711 · www.omegafcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$176.8M
82th percentile
Members
15,290
91th percentile
Total loans
$123.7M
88th percentile
Total shares
$155.1M
84th percentile

Profitability

Return on assets
1.07%
52th percentile
Net interest margin
4.08%
74th percentile
Efficiency ratio
63.93%
47th percentile
Non-interest income ratio
13.19%
30th percentile

Capital & Risk

Net worth ratio
11.34%
39th percentile
Delinquency rate
0.69%
51th percentile
Net charge-off rate
0.20%
67th percentile
Loan-to-share
79.78%
70th percentile

Growth

Member growth YoY
-1.57%
38th percentile
Asset growth YoY
4.15%
52th percentile
Loan growth YoY
-0.70%
38th percentile
Share growth YoY
3.21%
48th percentile

Operations

Members / branch
2,184
26th percentile
Assets / member
$11,565
24th percentile
Field of membership penetration
1.05%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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