Staley

DECATUR, IL · 3 · Charter #81416 · www.staleycu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$222.1M
95th percentile
Members
17,227
95th percentile
Total loans
$166.7M
97th percentile
Total shares
$195.7M
95th percentile

Profitability

Return on assets
1.41%
73th percentile
Net interest margin
3.68%
51th percentile
Efficiency ratio
65.37%
41th percentile
Non-interest income ratio
31.61%
94th percentile

Capital & Risk

Net worth ratio
11.51%
41th percentile
Delinquency rate
0.10%
93th percentile
Net charge-off rate
0.21%
64th percentile
Loan-to-share
85.17%
80th percentile

Growth

Member growth YoY
-3.84%
18th percentile
Asset growth YoY
6.18%
70th percentile
Loan growth YoY
8.31%
81th percentile
Share growth YoY
2.78%
44th percentile

Operations

Members / branch
2,871
44th percentile
Assets / member
$12,894
37th percentile
Field of membership penetration
1.15%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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