Cove

Edgewood, KY · 1 · Charter #19879 · www.covefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$77.9M
29th percentile
Members
6,464
39th percentile
Total loans
$53.8M
44th percentile
Total shares
$61.6M
24th percentile

Profitability

Return on assets
0.56%
20th percentile
Net interest margin
3.39%
35th percentile
Efficiency ratio
67.32%
35th percentile
Non-interest income ratio
17.82%
54th percentile

Capital & Risk

Net worth ratio
16.17%
82th percentile
Delinquency rate
0.27%
82th percentile
Net charge-off rate
0.23%
61th percentile
Loan-to-share
87.29%
82th percentile

Growth

Member growth YoY
-2.08%
32th percentile
Asset growth YoY
0.41%
22th percentile
Loan growth YoY
-1.07%
35th percentile
Share growth YoY
-0.21%
21th percentile

Operations

Members / branch
6,464
92th percentile
Assets / member
$12,054
29th percentile
Field of membership penetration
0.52%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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