Honda

Torrance, CA · 1 · Charter #17623 · www.hondafcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2B
12th percentile
Members
60,912
10th percentile
Total loans
$922.4M
19th percentile
Total shares
$975.1M
13th percentile

Profitability

Return on assets
0.79%
35th percentile
Net interest margin
3.25%
53th percentile
Efficiency ratio
60.13%
17th percentile
Non-interest income ratio
20.31%
63th percentile

Capital & Risk

Net worth ratio
9.30%
18th percentile
Delinquency rate
0.42%
79th percentile
Net charge-off rate
0.23%
84th percentile
Loan-to-share
94.60%
66th percentile

Growth

Member growth YoY
-2.63%
10th percentile
Asset growth YoY
-0.55%
10th percentile
Loan growth YoY
1.50%
26th percentile
Share growth YoY
-0.85%
8th percentile

Operations

Members / branch
4,686
12th percentile
Assets / member
$19,188
60th percentile
Field of membership penetration
30.46%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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