Dixies

DARLINGTON, SC · 1 · Charter #5569 · www.dixiefed.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.6M
97th percentile
Members
4,972
98th percentile
Total loans
$31.6M
98th percentile
Total shares
$35.8M
92th percentile

Profitability

Return on assets
0.93%
56th percentile
Net interest margin
5.26%
88th percentile
Efficiency ratio
76.41%
30th percentile
Non-interest income ratio
16.16%
73th percentile

Capital & Risk

Net worth ratio
22.97%
82th percentile
Delinquency rate
1.12%
38th percentile
Net charge-off rate
0.45%
35th percentile
Loan-to-share
88.23%
86th percentile

Growth

Member growth YoY
1.82%
83th percentile
Asset growth YoY
0.96%
49th percentile
Loan growth YoY
4.09%
76th percentile
Share growth YoY
1.02%
53th percentile

Operations

Members / branch
2,486
86th percentile
Assets / member
$9,377
51th percentile
Field of membership penetration
2.54%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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