Pecu

Austin, TX · 2 · Charter #67428 · www.pecutx.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$437.3M
48th percentile
Members
21,509
30th percentile
Total loans
$225.1M
29th percentile
Total shares
$376.2M
49th percentile

Profitability

Return on assets
1.47%
81th percentile
Net interest margin
3.48%
52th percentile
Efficiency ratio
50.22%
81th percentile
Non-interest income ratio
7.57%
4th percentile

Capital & Risk

Net worth ratio
14.14%
85th percentile
Delinquency rate
0.44%
76th percentile
Net charge-off rate
0.29%
62th percentile
Loan-to-share
59.84%
12th percentile

Growth

Member growth YoY
-3.84%
14th percentile
Asset growth YoY
1.74%
22th percentile
Loan growth YoY
0.77%
31th percentile
Share growth YoY
-0.16%
12th percentile

Operations

Members / branch
4,302
43th percentile
Assets / member
$20,332
77th percentile
Field of membership penetration
1.43%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Pecu?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo