Willis Knighton

SHREVEPORT, LA · 1 · Charter #8921 · www.wkfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$44.8M
95th percentile
Members
8,192
100th percentile
Total loans
$30.7M
98th percentile
Total shares
$36.2M
93th percentile

Profitability

Return on assets
1.45%
77th percentile
Net interest margin
4.17%
58th percentile
Efficiency ratio
63.97%
56th percentile
Non-interest income ratio
19.66%
82th percentile

Capital & Risk

Net worth ratio
18.60%
68th percentile
Delinquency rate
0.55%
56th percentile
Net charge-off rate
0.28%
45th percentile
Loan-to-share
84.75%
82th percentile

Growth

Member growth YoY
1.36%
80th percentile
Asset growth YoY
4.91%
73th percentile
Loan growth YoY
0.35%
64th percentile
Share growth YoY
4.78%
74th percentile

Operations

Members / branch
4,096
98th percentile
Assets / member
$5,473
19th percentile
Field of membership penetration
54.61%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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