Evergreen

Portland, ME · 2 · Charter #68038 · www.egcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$627.0M
71th percentile
Members
32,257
59th percentile
Total loans
$461.4M
75th percentile
Total shares
$571.6M
77th percentile

Profitability

Return on assets
1.10%
59th percentile
Net interest margin
3.43%
47th percentile
Efficiency ratio
62.15%
37th percentile
Non-interest income ratio
25.38%
82th percentile

Capital & Risk

Net worth ratio
7.70%
3th percentile
Delinquency rate
1.01%
27th percentile
Net charge-off rate
0.15%
82th percentile
Loan-to-share
80.73%
51th percentile

Growth

Member growth YoY
4.00%
83th percentile
Asset growth YoY
10.09%
87th percentile
Loan growth YoY
7.42%
68th percentile
Share growth YoY
9.45%
86th percentile

Operations

Members / branch
6,451
77th percentile
Assets / member
$19,439
73th percentile
Field of membership penetration
10.75%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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