First California

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$109.8M

52^th percentile

Members

9,311

64^th percentile

Total loans

$53.8M

44^th percentile

Total shares

$98.7M

55^th percentile

Profitability

Return on assets

1.50%

77^th percentile

Net interest margin

3.81%

59^th percentile

Efficiency ratio

61.60%

54^th percentile

Non-interest income ratio

15.96%

43^th percentile

Capital & Risk

Net worth ratio

9.97%

23^th percentile

Delinquency rate

0.92%

39^th percentile

Net charge-off rate

0.36%

47^th percentile

Loan-to-share

54.47%

26^th percentile

Growth

Member growth YoY

2.06%

79^th percentile

Asset growth YoY

6.16%

70^th percentile

Loan growth YoY

6.38%

76^th percentile

Share growth YoY

5.28%

66^th percentile

Operations

Members / branch

4,656

79^th percentile

Assets / member

$11,793

26^th percentile

Field of membership penetration

42.32%

87^th percentile

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