McDowell County

Welch, WV · 1 · Charter #18950
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.1K
0th percentile
Members
32
0th percentile
Total loans
$13.8K
1th percentile
Total shares
$48.0K
0th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
2.28%
7th percentile
Efficiency ratio
77.33%
29th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
24.82%
85th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
28.83%
11th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-37.87%
0th percentile
Loan growth YoY
-14.78%
12th percentile
Share growth YoY
-44.88%
0th percentile

Operations

Members / branch
32
0th percentile
Assets / member
$2,003
4th percentile
Field of membership penetration
3.20%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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