First Missouri

Saint Louis, MO · 2 · Charter #62716 · www.1stmocu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$115.2M
55th percentile
Members
7,827
52th percentile
Total loans
$92.2M
72th percentile
Total shares
$100.5M
56th percentile

Profitability

Return on assets
0.73%
31th percentile
Net interest margin
4.14%
77th percentile
Efficiency ratio
68.07%
32th percentile
Non-interest income ratio
18.57%
57th percentile

Capital & Risk

Net worth ratio
10.08%
24th percentile
Delinquency rate
0.68%
52th percentile
Net charge-off rate
1.07%
10th percentile
Loan-to-share
91.70%
89th percentile

Growth

Member growth YoY
0.12%
60th percentile
Asset growth YoY
5.80%
66th percentile
Loan growth YoY
13.44%
93th percentile
Share growth YoY
10.69%
90th percentile

Operations

Members / branch
3,914
68th percentile
Assets / member
$14,717
52th percentile
Field of membership penetration
0.64%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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