Professional Police Officers

Indianapolis, IN · 3 · Charter #82769 · www.ppocu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$56.2M
7th percentile
Members
3,250
6th percentile
Total loans
$24.7M
8th percentile
Total shares
$47.6M
7th percentile

Profitability

Return on assets
0.89%
41th percentile
Net interest margin
2.88%
14th percentile
Efficiency ratio
54.90%
72th percentile
Non-interest income ratio
9.60%
14th percentile

Capital & Risk

Net worth ratio
14.90%
76th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.32%
51th percentile
Loan-to-share
51.95%
22th percentile

Growth

Member growth YoY
-1.13%
44th percentile
Asset growth YoY
8.06%
81th percentile
Loan growth YoY
-6.06%
14th percentile
Share growth YoY
8.50%
83th percentile

Operations

Members / branch
3,250
53th percentile
Assets / member
$17,300
72th percentile
Field of membership penetration
32.50%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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