American 1

JACKSON, MI · 2 · Charter #65595 · www.american1cu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$657.6M
74th percentile
Members
67,308
97th percentile
Total loans
$467.9M
76th percentile
Total shares
$482.4M
64th percentile

Profitability

Return on assets
2.56%
98th percentile
Net interest margin
5.49%
99th percentile
Efficiency ratio
60.12%
45th percentile
Non-interest income ratio
30.72%
94th percentile

Capital & Risk

Net worth ratio
15.40%
92th percentile
Delinquency rate
2.46%
2th percentile
Net charge-off rate
2.48%
1th percentile
Loan-to-share
96.99%
87th percentile

Growth

Member growth YoY
1.68%
63th percentile
Asset growth YoY
-0.49%
12th percentile
Loan growth YoY
-2.12%
17th percentile
Share growth YoY
-1.09%
9th percentile

Operations

Members / branch
3,739
32th percentile
Assets / member
$9,771
3th percentile
Field of membership penetration
8.29%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for American 1?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo