Onpoint Community

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$9.5B

98^th percentile

Members

637,073

100^th percentile

Total loans

$6.1B

95^th percentile

Total shares

$8.0B

97^th percentile

Profitability

Return on assets

1.60%

85^th percentile

Net interest margin

3.63%

79^th percentile

Efficiency ratio

52.25%

48^th percentile

Non-interest income ratio

19.44%

56^th percentile

Capital & Risk

Net worth ratio

14.28%

91^th percentile

Delinquency rate

0.99%

29^th percentile

Net charge-off rate

0.32%

76^th percentile

Loan-to-share

77.03%

24^th percentile

Growth

Member growth YoY

7.16%

88^th percentile

Asset growth YoY

-1.71%

6^th percentile

Loan growth YoY

6.43%

58^th percentile

Share growth YoY

-3.68%

2^th percentile

Operations

Members / branch

10,798

78^th percentile

Assets / member

$14,982

22^th percentile

Field of membership penetration

13.77%

75^th percentile

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