Lormet Community

Amherst, OH · 1 · Charter #24637 · www.lormet.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$276.6M
9th percentile
Members
19,214
22th percentile
Total loans
$139.1M
4th percentile
Total shares
$239.2M
9th percentile

Profitability

Return on assets
1.60%
85th percentile
Net interest margin
3.20%
33th percentile
Efficiency ratio
49.09%
84th percentile
Non-interest income ratio
16.02%
32th percentile

Capital & Risk

Net worth ratio
13.04%
77th percentile
Delinquency rate
0.20%
93th percentile
Net charge-off rate
0.11%
87th percentile
Loan-to-share
58.15%
11th percentile

Growth

Member growth YoY
-1.01%
33th percentile
Asset growth YoY
8.26%
76th percentile
Loan growth YoY
-0.45%
23th percentile
Share growth YoY
6.78%
70th percentile

Operations

Members / branch
4,804
53th percentile
Assets / member
$14,394
33th percentile
Field of membership penetration
4.88%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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