Manchester

Manchester, MA · 1 · Charter #15296
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.3M
9th percentile
Members
297
10th percentile
Total loans
$652.0K
11th percentile
Total shares
$1.1M
10th percentile

Profitability

Return on assets
0.39%
30th percentile
Net interest margin
4.69%
75th percentile
Efficiency ratio
90.33%
12th percentile
Non-interest income ratio
1.25%
16th percentile

Capital & Risk

Net worth ratio
16.76%
60th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
62.07%
52th percentile

Growth

Member growth YoY
-5.11%
17th percentile
Asset growth YoY
-3.93%
20th percentile
Loan growth YoY
-7.53%
32th percentile
Share growth YoY
-5.11%
20th percentile

Operations

Members / branch
297
12th percentile
Assets / member
$4,252
12th percentile
Field of membership penetration
37.13%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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