Matagorda County

Bay City, TX · 2 · Charter #67545 · www.matagordaccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$35.7M
85th percentile
Members
2,458
76th percentile
Total loans
$17.4M
83th percentile
Total shares
$29.6M
84th percentile

Profitability

Return on assets
1.95%
90th percentile
Net interest margin
3.82%
44th percentile
Efficiency ratio
51.46%
81th percentile
Non-interest income ratio
15.15%
70th percentile

Capital & Risk

Net worth ratio
16.83%
60th percentile
Delinquency rate
0.14%
75th percentile
Net charge-off rate
0.05%
68th percentile
Loan-to-share
58.76%
48th percentile

Growth

Member growth YoY
-0.08%
65th percentile
Asset growth YoY
4.27%
70th percentile
Loan growth YoY
7.43%
85th percentile
Share growth YoY
2.78%
63th percentile

Operations

Members / branch
2,458
86th percentile
Assets / member
$14,541
84th percentile
Field of membership penetration
7.45%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Matagorda County?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo