Huntingtonized

Huntington, WV · 1 · Charter #3438 · www.huntingtonized.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$47.2M
98th percentile
Members
4,835
97th percentile
Total loans
$27.3M
96th percentile
Total shares
$36.3M
93th percentile

Profitability

Return on assets
1.66%
84th percentile
Net interest margin
5.52%
91th percentile
Efficiency ratio
69.83%
43th percentile
Non-interest income ratio
21.70%
85th percentile

Capital & Risk

Net worth ratio
16.46%
59th percentile
Delinquency rate
1.34%
34th percentile
Net charge-off rate
1.65%
9th percentile
Loan-to-share
75.07%
70th percentile

Growth

Member growth YoY
-3.18%
31th percentile
Asset growth YoY
2.54%
59th percentile
Loan growth YoY
-12.89%
16th percentile
Share growth YoY
2.12%
59th percentile

Operations

Members / branch
1,209
55th percentile
Assets / member
$9,768
54th percentile
Field of membership penetration
2.09%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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