Xplore

Metairie, LA · 1 · Charter #23017 · www.xplorefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$146.9M
71th percentile
Members
7,821
52th percentile
Total loans
$106.0M
78th percentile
Total shares
$117.2M
66th percentile

Profitability

Return on assets
0.25%
8th percentile
Net interest margin
3.63%
48th percentile
Efficiency ratio
72.47%
19th percentile
Non-interest income ratio
25.98%
86th percentile

Capital & Risk

Net worth ratio
11.97%
46th percentile
Delinquency rate
0.26%
83th percentile
Net charge-off rate
0.31%
52th percentile
Loan-to-share
90.42%
88th percentile

Growth

Member growth YoY
-1.32%
42th percentile
Asset growth YoY
-3.03%
7th percentile
Loan growth YoY
1.33%
50th percentile
Share growth YoY
2.46%
42th percentile

Operations

Members / branch
1,564
11th percentile
Assets / member
$18,785
79th percentile
Field of membership penetration
0.77%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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