First Choice Community

Knoxville, TN · 2 · Charter #67185 · www.firstchoiceccu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$48.8M
99th percentile
Members
3,608
91th percentile
Total loans
$20.1M
89th percentile
Total shares
$40.8M
98th percentile

Profitability

Return on assets
0.85%
52th percentile
Net interest margin
4.12%
56th percentile
Efficiency ratio
76.60%
30th percentile
Non-interest income ratio
17.12%
76th percentile

Capital & Risk

Net worth ratio
15.82%
55th percentile
Delinquency rate
0.92%
44th percentile
Net charge-off rate
0.33%
42th percentile
Loan-to-share
49.38%
33th percentile

Growth

Member growth YoY
-4.83%
18th percentile
Asset growth YoY
0.08%
42th percentile
Loan growth YoY
-3.57%
47th percentile
Share growth YoY
-0.74%
42th percentile

Operations

Members / branch
1,804
74th percentile
Assets / member
$13,513
79th percentile
Field of membership penetration
0.48%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for First Choice Community?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo