Altaone

Ridgecrest, CA · 1 · Charter #5612 · www.altaone.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$962.0M
98th percentile
Members
53,057
90th percentile
Total loans
$756.0M
99th percentile
Total shares
$794.3M
96th percentile

Profitability

Return on assets
0.50%
19th percentile
Net interest margin
3.47%
52th percentile
Efficiency ratio
62.79%
34th percentile
Non-interest income ratio
15.70%
30th percentile

Capital & Risk

Net worth ratio
9.16%
19th percentile
Delinquency rate
0.76%
46th percentile
Net charge-off rate
0.86%
16th percentile
Loan-to-share
95.18%
85th percentile

Growth

Member growth YoY
-9.13%
3th percentile
Asset growth YoY
3.14%
35th percentile
Loan growth YoY
6.70%
64th percentile
Share growth YoY
2.94%
35th percentile

Operations

Members / branch
4,421
46th percentile
Assets / member
$18,132
65th percentile
Field of membership penetration
5.42%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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