New Bedford

New Bedford, MA · 2 · Charter #66733 · www.nbcu4u.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$167.3M
79th percentile
Members
10,700
72th percentile
Total loans
$116.5M
84th percentile
Total shares
$149.0M
81th percentile

Profitability

Return on assets
0.78%
33th percentile
Net interest margin
3.77%
56th percentile
Efficiency ratio
68.24%
32th percentile
Non-interest income ratio
13.09%
30th percentile

Capital & Risk

Net worth ratio
10.74%
32th percentile
Delinquency rate
0.72%
50th percentile
Net charge-off rate
0.09%
85th percentile
Loan-to-share
78.21%
67th percentile

Growth

Member growth YoY
-2.64%
27th percentile
Asset growth YoY
2.93%
42th percentile
Loan growth YoY
4.67%
69th percentile
Share growth YoY
2.42%
41th percentile

Operations

Members / branch
5,350
85th percentile
Assets / member
$15,639
60th percentile
Field of membership penetration
33.33%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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