Kennaford

Bedford, PA · 1 · Charter #12900
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.0M
21th percentile
Members
695
25th percentile
Total loans
$1.9M
22th percentile
Total shares
$2.7M
19th percentile

Profitability

Return on assets
-0.23%
11th percentile
Net interest margin
3.18%
24th percentile
Efficiency ratio
93.24%
10th percentile
Non-interest income ratio
0.52%
10th percentile

Capital & Risk

Net worth ratio
31.49%
93th percentile
Delinquency rate
3.21%
14th percentile
Net charge-off rate
0.18%
53th percentile
Loan-to-share
70.25%
64th percentile

Growth

Member growth YoY
-11.35%
4th percentile
Asset growth YoY
-9.62%
6th percentile
Loan growth YoY
-14.51%
13th percentile
Share growth YoY
-8.06%
12th percentile

Operations

Members / branch
695
33th percentile
Assets / member
$5,716
21th percentile
Field of membership penetration
69.50%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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