Fireman's

BIRMINGHAM, AL · 2 · Charter #64594
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.2M
33th percentile
Members
956
35th percentile
Total loans
$3.5M
34th percentile
Total shares
$4.5M
28th percentile

Profitability

Return on assets
0.37%
30th percentile
Net interest margin
1.00%
1th percentile
Efficiency ratio
32.60%
96th percentile
Non-interest income ratio
0.16%
7th percentile

Capital & Risk

Net worth ratio
36.67%
96th percentile
Delinquency rate
0.39%
63th percentile
Net charge-off rate
1.45%
10th percentile
Loan-to-share
78.35%
74th percentile

Growth

Member growth YoY
10.01%
97th percentile
Asset growth YoY
3.02%
63th percentile
Loan growth YoY
5.31%
80th percentile
Share growth YoY
2.46%
61th percentile

Operations

Members / branch
478
22th percentile
Assets / member
$7,511
35th percentile
Field of membership penetration
63.73%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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