Moonlight

Worthington, PA · 1 · Charter #24978 · www.moonlightfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$52.4M
3th percentile
Members
3,836
12th percentile
Total loans
$36.9M
23th percentile
Total shares
$36.8M
0th percentile

Profitability

Return on assets
0.89%
40th percentile
Net interest margin
3.56%
45th percentile
Efficiency ratio
41.61%
94th percentile
Non-interest income ratio
8.46%
10th percentile

Capital & Risk

Net worth ratio
17.45%
88th percentile
Delinquency rate
0.05%
97th percentile
Net charge-off rate
0.05%
91th percentile
Loan-to-share
100.34%
95th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
3,836
66th percentile
Assets / member
$13,666
44th percentile
Field of membership penetration
5.85%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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