Louisville Gas and Electric Company

Louisville, KY · 2 · Charter #61123 · www.lgecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$47.8M
98th percentile
Members
2,736
80th percentile
Total loans
$23.1M
93th percentile
Total shares
$39.8M
97th percentile

Profitability

Return on assets
0.71%
45th percentile
Net interest margin
2.71%
12th percentile
Efficiency ratio
46.28%
87th percentile
Non-interest income ratio
8.45%
47th percentile

Capital & Risk

Net worth ratio
15.93%
56th percentile
Delinquency rate
0.96%
42th percentile
Net charge-off rate
0.08%
64th percentile
Loan-to-share
57.97%
47th percentile

Growth

Member growth YoY
-4.93%
18th percentile
Asset growth YoY
3.30%
64th percentile
Loan growth YoY
-11.64%
19th percentile
Share growth YoY
2.80%
63th percentile

Operations

Members / branch
1,368
60th percentile
Assets / member
$17,489
93th percentile
Field of membership penetration
25.00%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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