Las Colinas

Irving, TX · 1 · Charter #10424 · www.lascolinasfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$95.5M
43th percentile
Members
10,096
69th percentile
Total loans
$82.1M
66th percentile
Total shares
$79.0M
41th percentile

Profitability

Return on assets
-1.42%
0th percentile
Net interest margin
3.87%
62th percentile
Efficiency ratio
93.14%
1th percentile
Non-interest income ratio
13.62%
32th percentile

Capital & Risk

Net worth ratio
7.56%
2th percentile
Delinquency rate
2.09%
9th percentile
Net charge-off rate
1.27%
7th percentile
Loan-to-share
103.90%
97th percentile

Growth

Member growth YoY
1.79%
77th percentile
Asset growth YoY
-6.67%
1th percentile
Loan growth YoY
2.28%
56th percentile
Share growth YoY
-3.64%
7th percentile

Operations

Members / branch
3,365
56th percentile
Assets / member
$9,459
11th percentile
Field of membership penetration
23.31%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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