Healthcare Financial

New Haven, CT · 2 · Charter #68745 · www.hcffcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.5M
16th percentile
Members
9,604
67th percentile
Total loans
$46.4M
36th percentile
Total shares
$55.9M
17th percentile

Profitability

Return on assets
0.17%
7th percentile
Net interest margin
4.14%
77th percentile
Efficiency ratio
91.59%
2th percentile
Non-interest income ratio
29.03%
91th percentile

Capital & Risk

Net worth ratio
12.96%
59th percentile
Delinquency rate
0.21%
86th percentile
Net charge-off rate
0.03%
94th percentile
Loan-to-share
82.99%
76th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
1,921
19th percentile
Assets / member
$6,714
2th percentile
Field of membership penetration
0.44%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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