Corazo

El Centro, CA · 2 · Charter #68356 · www.corazocu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$234.6M
97th percentile
Members
23,567
99th percentile
Total loans
$180.0M
99th percentile
Total shares
$199.3M
96th percentile

Profitability

Return on assets
3.81%
100th percentile
Net interest margin
4.36%
85th percentile
Efficiency ratio
46.95%
88th percentile
Non-interest income ratio
41.18%
99th percentile

Capital & Risk

Net worth ratio
14.21%
71th percentile
Delinquency rate
2.03%
10th percentile
Net charge-off rate
0.96%
12th percentile
Loan-to-share
90.35%
87th percentile

Growth

Member growth YoY
4.30%
91th percentile
Asset growth YoY
7.00%
76th percentile
Loan growth YoY
9.83%
86th percentile
Share growth YoY
6.89%
77th percentile

Operations

Members / branch
4,713
80th percentile
Assets / member
$9,955
14th percentile
Field of membership penetration
3.53%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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