Coast Central

Eureka, CA · 2 · Charter #62367 · www.coastccu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.3B
53th percentile
Members
80,401
28th percentile
Total loans
$1.1B
36th percentile
Total shares
$2.0B
58th percentile

Profitability

Return on assets
0.77%
34th percentile
Net interest margin
2.13%
5th percentile
Efficiency ratio
44.61%
77th percentile
Non-interest income ratio
17.13%
39th percentile

Capital & Risk

Net worth ratio
11.77%
67th percentile
Delinquency rate
0.67%
58th percentile
Net charge-off rate
0.23%
83th percentile
Loan-to-share
55.70%
4th percentile

Growth

Member growth YoY
2.07%
47th percentile
Asset growth YoY
4.84%
42th percentile
Loan growth YoY
10.51%
81th percentile
Share growth YoY
4.85%
44th percentile

Operations

Members / branch
7,309
46th percentile
Assets / member
$28,470
93th percentile
Field of membership penetration
45.94%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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