Gold Coast

PALM SPRINGS, FL · 1 · Charter #967 · www.GCFCU.ORG
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$262.7M
5th percentile
Members
19,688
24th percentile
Total loans
$114.3M
1th percentile
Total shares
$233.3M
8th percentile

Profitability

Return on assets
0.83%
39th percentile
Net interest margin
3.65%
64th percentile
Efficiency ratio
80.01%
1th percentile
Non-interest income ratio
24.35%
78th percentile

Capital & Risk

Net worth ratio
11.71%
63th percentile
Delinquency rate
0.40%
80th percentile
Net charge-off rate
0.18%
79th percentile
Loan-to-share
48.98%
4th percentile

Growth

Member growth YoY
-5.36%
9th percentile
Asset growth YoY
2.55%
30th percentile
Loan growth YoY
3.63%
48th percentile
Share growth YoY
0.91%
17th percentile

Operations

Members / branch
4,922
56th percentile
Assets / member
$13,343
23th percentile
Field of membership penetration
3.44%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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