Plumbers & Fitters Local 675

Honolulu, HI · 1 · Charter #24284
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.5M
14th percentile
Members
875
32th percentile
Total loans
$419.9K
8th percentile
Total shares
$2.1M
16th percentile

Profitability

Return on assets
1.88%
88th percentile
Net interest margin
3.28%
26th percentile
Efficiency ratio
35.99%
95th percentile
Non-interest income ratio
0.50%
10th percentile

Capital & Risk

Net worth ratio
17.92%
65th percentile
Delinquency rate
5.32%
7th percentile
Net charge-off rate
-0.48%
99th percentile
Loan-to-share
20.21%
6th percentile

Growth

Member growth YoY
0.46%
72th percentile
Asset growth YoY
-2.55%
27th percentile
Loan growth YoY
-22.86%
4th percentile
Share growth YoY
-4.76%
21th percentile

Operations

Members / branch
292
12th percentile
Assets / member
$2,897
6th percentile
Field of membership penetration
51.47%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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