Radiant

Gainesville, FL · 2 · Charter #68723 · www.radiantcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1B
3th percentile
Members
61,290
10th percentile
Total loans
$735.5M
6th percentile
Total shares
$909.1M
7th percentile

Profitability

Return on assets
0.94%
46th percentile
Net interest margin
3.12%
44th percentile
Efficiency ratio
57.23%
26th percentile
Non-interest income ratio
21.04%
69th percentile

Capital & Risk

Net worth ratio
9.89%
30th percentile
Delinquency rate
0.54%
67th percentile
Net charge-off rate
0.62%
35th percentile
Loan-to-share
80.90%
30th percentile

Growth

Member growth YoY
25.61%
98th percentile
Asset growth YoY
23.64%
97th percentile
Loan growth YoY
12.54%
87th percentile
Share growth YoY
23.04%
97th percentile

Operations

Members / branch
4,378
10th percentile
Assets / member
$17,253
43th percentile
Field of membership penetration
1.51%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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