Delaware River & Bay Auth Emp

NEW CASTLE, DE · 1 · Charter #16769
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.2M
21th percentile
Members
387
13th percentile
Total loans
$492.7K
9th percentile
Total shares
$3.2M
21th percentile

Profitability

Return on assets
0.28%
26th percentile
Net interest margin
1.83%
3th percentile
Efficiency ratio
33.94%
95th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
24.79%
85th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
3.74%
3th percentile
Loan-to-share
15.59%
3th percentile

Growth

Member growth YoY
-4.91%
18th percentile
Asset growth YoY
-3.49%
22th percentile
Loan growth YoY
-6.01%
37th percentile
Share growth YoY
-4.93%
21th percentile

Operations

Members / branch
129
4th percentile
Assets / member
$10,879
63th percentile
Field of membership penetration
77.40%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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