Money

Syracuse, NY · 1 · Charter #22566 · www.moneyfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.0M
1th percentile
Members
3,323
7th percentile
Total loans
$21.8M
5th percentile
Total shares
$44.8M
4th percentile

Profitability

Return on assets
0.52%
18th percentile
Net interest margin
2.75%
11th percentile
Efficiency ratio
65.41%
41th percentile
Non-interest income ratio
9.70%
14th percentile

Capital & Risk

Net worth ratio
13.63%
66th percentile
Delinquency rate
0.25%
84th percentile
Net charge-off rate
0.16%
74th percentile
Loan-to-share
48.50%
18th percentile

Growth

Member growth YoY
-3.76%
18th percentile
Asset growth YoY
-0.10%
20th percentile
Loan growth YoY
-5.86%
15th percentile
Share growth YoY
-1.91%
13th percentile

Operations

Members / branch
3,323
55th percentile
Assets / member
$15,359
57th percentile
Field of membership penetration
0.45%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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