Fort Billings

PAULSBORO, NJ · 1 · Charter #1167 · www.fortbillings.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.1M
15th percentile
Members
3,483
9th percentile
Total loans
$32.4M
17th percentile
Total shares
$58.1M
20th percentile

Profitability

Return on assets
0.09%
5th percentile
Net interest margin
3.37%
34th percentile
Efficiency ratio
90.48%
2th percentile
Non-interest income ratio
15.38%
40th percentile

Capital & Risk

Net worth ratio
9.37%
15th percentile
Delinquency rate
1.63%
15th percentile
Net charge-off rate
0.08%
86th percentile
Loan-to-share
55.74%
29th percentile

Growth

Member growth YoY
-2.05%
33th percentile
Asset growth YoY
2.10%
35th percentile
Loan growth YoY
-0.34%
40th percentile
Share growth YoY
1.19%
31th percentile

Operations

Members / branch
1,742
14th percentile
Assets / member
$18,417
78th percentile
Field of membership penetration
17.41%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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