Charleston

CHARLESTON, WV · 1 · Charter #12922 · www.cfcuwv.virtualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.9M
53th percentile
Members
1,258
45th percentile
Total loans
$9.9M
65th percentile
Total shares
$12.7M
54th percentile

Profitability

Return on assets
1.77%
86th percentile
Net interest margin
3.72%
40th percentile
Efficiency ratio
41.36%
91th percentile
Non-interest income ratio
3.19%
24th percentile

Capital & Risk

Net worth ratio
14.59%
48th percentile
Delinquency rate
0.52%
57th percentile
Net charge-off rate
0.05%
68th percentile
Loan-to-share
77.66%
73th percentile

Growth

Member growth YoY
3.71%
91th percentile
Asset growth YoY
8.37%
89th percentile
Loan growth YoY
5.98%
81th percentile
Share growth YoY
7.58%
86th percentile

Operations

Members / branch
419
20th percentile
Assets / member
$11,837
70th percentile
Field of membership penetration
83.87%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Charleston?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo