Galesburg Burlington

Galesburg, IL · 2 · Charter #65712 · www.gbcu.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.1M
5th percentile
Members
3,305
7th percentile
Total loans
$25.6M
9th percentile
Total shares
$38.6M
0th percentile

Profitability

Return on assets
0.76%
32th percentile
Net interest margin
3.41%
36th percentile
Efficiency ratio
52.93%
78th percentile
Non-interest income ratio
1.88%
2th percentile

Capital & Risk

Net worth ratio
28.99%
99th percentile
Delinquency rate
0.22%
86th percentile
Net charge-off rate
0.66%
21th percentile
Loan-to-share
66.33%
46th percentile

Growth

Member growth YoY
-0.72%
49th percentile
Asset growth YoY
7.35%
77th percentile
Loan growth YoY
-6.12%
14th percentile
Share growth YoY
9.27%
86th percentile

Operations

Members / branch
3,305
54th percentile
Assets / member
$16,377
66th percentile
Field of membership penetration
94.43%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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