Electrical Workers Local 58

DETROIT, MI · 2 · Charter #64267 · www.ewcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.1M
64th percentile
Members
1,874
63th percentile
Total loans
$5.2M
46th percentile
Total shares
$18.5M
66th percentile

Profitability

Return on assets
0.94%
56th percentile
Net interest margin
4.08%
54th percentile
Efficiency ratio
74.07%
35th percentile
Non-interest income ratio
5.75%
37th percentile

Capital & Risk

Net worth ratio
11.47%
26th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
28.15%
10th percentile

Growth

Member growth YoY
-11.89%
4th percentile
Asset growth YoY
2.28%
58th percentile
Loan growth YoY
-0.64%
60th percentile
Share growth YoY
1.34%
55th percentile

Operations

Members / branch
1,874
75th percentile
Assets / member
$11,234
66th percentile
Field of membership penetration
42.59%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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