Multipli

Jefferson City, MO · 1 · Charter #24955 · www.rrcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.4B
24th percentile
Members
75,379
24th percentile
Total loans
$920.5M
19th percentile
Total shares
$1.2B
28th percentile

Profitability

Return on assets
1.23%
66th percentile
Net interest margin
3.19%
48th percentile
Efficiency ratio
49.73%
59th percentile
Non-interest income ratio
16.70%
37th percentile

Capital & Risk

Net worth ratio
10.45%
43th percentile
Delinquency rate
0.52%
69th percentile
Net charge-off rate
0.34%
72th percentile
Loan-to-share
76.24%
21th percentile

Growth

Member growth YoY
77.00%
99th percentile
Asset growth YoY
94.63%
99th percentile
Loan growth YoY
71.31%
99th percentile
Share growth YoY
99.50%
99th percentile

Operations

Members / branch
6,282
34th percentile
Assets / member
$18,487
55th percentile
Field of membership penetration
8.38%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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