Community Spirit Credit Union

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$22.3M

66^th percentile

Members

2,061

67^th percentile

Total loans

$10.7M

68^th percentile

Total shares

$20.0M

68^th percentile

Profitability

Return on assets

0.32%

28^th percentile

Net interest margin

2.81%

15^th percentile

Efficiency ratio

66.07%

51^th percentile

Non-interest income ratio

17.09%

76^th percentile

Capital & Risk

Net worth ratio

9.80%

14^th percentile

Delinquency rate

2.58%

19^th percentile

Net charge-off rate

0.27%

46^th percentile

Loan-to-share

53.53%

40^th percentile

Growth

Member growth YoY

-1.29%

51^th percentile

Asset growth YoY

6.76%

83^th percentile

Loan growth YoY

-6.77%

34^th percentile

Share growth YoY

13.75%

95^th percentile

Operations

Members / branch

2,061

79^th percentile

Assets / member

$10,831

63^th percentile

Field of membership penetration

20.61%

33^th percentile

Want the full picture for Community Spirit Credit Union?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo