Access Community

Amarillo, TX · 2 · Charter #67178 · www.accesscreditunion.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$200.7M
89th percentile
Members
13,343
84th percentile
Total loans
$174.3M
98th percentile
Total shares
$148.8M
81th percentile

Profitability

Return on assets
-0.09%
3th percentile
Net interest margin
3.51%
42th percentile
Efficiency ratio
64.44%
44th percentile
Non-interest income ratio
17.84%
54th percentile

Capital & Risk

Net worth ratio
10.86%
33th percentile
Delinquency rate
0.43%
70th percentile
Net charge-off rate
0.17%
71th percentile
Loan-to-share
117.15%
99th percentile

Growth

Member growth YoY
1.71%
76th percentile
Asset growth YoY
2.17%
36th percentile
Loan growth YoY
9.36%
84th percentile
Share growth YoY
2.57%
42th percentile

Operations

Members / branch
3,336
55th percentile
Assets / member
$15,045
56th percentile
Field of membership penetration
16.68%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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