Oxford

MEXICO, ME · 1 · Charter #2645 · www.ofcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$360.4M
32th percentile
Members
20,116
26th percentile
Total loans
$226.4M
30th percentile
Total shares
$301.1M
30th percentile

Profitability

Return on assets
1.69%
88th percentile
Net interest margin
3.49%
53th percentile
Efficiency ratio
47.34%
88th percentile
Non-interest income ratio
19.46%
53th percentile

Capital & Risk

Net worth ratio
15.77%
93th percentile
Delinquency rate
0.32%
85th percentile
Net charge-off rate
0.23%
74th percentile
Loan-to-share
75.19%
37th percentile

Growth

Member growth YoY
3.22%
79th percentile
Asset growth YoY
8.57%
78th percentile
Loan growth YoY
3.14%
45th percentile
Share growth YoY
8.27%
81th percentile

Operations

Members / branch
6,705
79th percentile
Assets / member
$17,916
63th percentile
Field of membership penetration
2.05%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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