Kitsap

BREMERTON, WA · 2 · Charter #68576 · www.kitsapcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.5B
58th percentile
Members
163,285
66th percentile
Total loans
$2.0B
62th percentile
Total shares
$2.2B
62th percentile

Profitability

Return on assets
1.27%
70th percentile
Net interest margin
3.68%
81th percentile
Efficiency ratio
45.99%
73th percentile
Non-interest income ratio
16.40%
35th percentile

Capital & Risk

Net worth ratio
8.14%
4th percentile
Delinquency rate
0.79%
47th percentile
Net charge-off rate
1.53%
3th percentile
Loan-to-share
87.49%
46th percentile

Growth

Member growth YoY
4.66%
74th percentile
Asset growth YoY
8.70%
73th percentile
Loan growth YoY
7.88%
67th percentile
Share growth YoY
9.00%
75th percentile

Operations

Members / branch
11,663
82th percentile
Assets / member
$15,447
25th percentile
Field of membership penetration
2.03%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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