Arkansas Kraft Employees

Morrilton, AR · 1 · Charter #17849
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.4M
22th percentile
Members
520
18th percentile
Total loans
$2.8M
29th percentile
Total shares
$3.1M
21th percentile

Profitability

Return on assets
0.36%
30th percentile
Net interest margin
3.32%
28th percentile
Efficiency ratio
66.36%
51th percentile
Non-interest income ratio
2.41%
21th percentile

Capital & Risk

Net worth ratio
28.54%
91th percentile
Delinquency rate
1.14%
38th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
88.29%
86th percentile

Growth

Member growth YoY
0.39%
71th percentile
Asset growth YoY
-0.14%
40th percentile
Loan growth YoY
-2.11%
54th percentile
Share growth YoY
-0.70%
42th percentile

Operations

Members / branch
260
11th percentile
Assets / member
$8,489
44th percentile
Field of membership penetration
34.67%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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