Neighbors United

Greenwood, SC · 1 · Charter #24851 · www.mynucu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$63.3M
15th percentile
Members
7,168
46th percentile
Total loans
$37.0M
23th percentile
Total shares
$55.0M
16th percentile

Profitability

Return on assets
0.63%
24th percentile
Net interest margin
3.56%
44th percentile
Efficiency ratio
84.26%
4th percentile
Non-interest income ratio
44.79%
99th percentile

Capital & Risk

Net worth ratio
12.99%
60th percentile
Delinquency rate
0.88%
41th percentile
Net charge-off rate
0.18%
70th percentile
Loan-to-share
67.27%
48th percentile

Growth

Member growth YoY
3.00%
85th percentile
Asset growth YoY
-1.88%
11th percentile
Loan growth YoY
12.84%
92th percentile
Share growth YoY
-0.94%
18th percentile

Operations

Members / branch
2,389
33th percentile
Assets / member
$8,835
7th percentile
Field of membership penetration
2.83%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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